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A property site visit or certification by a flood service should be used to make an absolute determination.Community Number: A 6-digit standardized community code defined by FEMA.Community Name: Name of the community Zone: The type of flood zone as specified by FEMA.Panel: The panel number of the paper map associated with this flood zone area.This means the coastline can be edited to remove insignificant water. * Note - Generally companies set a maximum distance that they are interested in checking (i.e.2) You can determine what distances you want to check (Ex. once youre more than 10 miles inland, how far the property is from the shoreline according to the distance measure selected during the setup of the account. Availability: All coastal States (Atlantic, Pacific and the Gulf Coast) A custom shoreline can be developed for your account so that only water that your company considers coastal will be used.You can determine how far to go up rivers/inlets, whether to consider the Intra Coastal Waterway coastal, etc. These are custom rating territories that are defined by each insurance company.
Unlike conventional paper-based lookups, the Risk Meter Online provides underwriters and agents with accurate, efficient and defendable positions up to 90% faster than existing methodologies.
This is an excellent screening tool if you're concerned with properties falling within flood-prone areas.